In the winter, when the snow is heavy, homeowners need to be on the lookout. When the snow on the roof freezes, icicles and ice sheets can form, which can weigh several dozen kilograms. And when such a sheet of ice breaks loose and falls down, it can injure someone or damage cars parked under the roof. Such an icicle can easily turn a car window into a pile of splinters or cause damage to the bonnet. What's more, if it hits someone, it can be very serious. Property owners should be aware that once an accident has occurred, the damages can range from a few thousand for damaged items to hundreds of thousands or even millions if a person is injured. And that's no longer just a simple matter. That's why it's important for owners to regularly inspect their roofs and ensure their safety to prevent accidents and unnecessary expenses.

But it's not just about roofs. The pavements and steps leading up to the houses must also be cleaned and salted or sanded to prevent people from slipping. Imagine going to work and someone slips on the front steps. In addition to a bruise or broken bone, the homeowner could face a lawsuit for neglecting to clean up, which can mean large financial damages for pain and suffering. So if you or your property is at risk of damage due to negligent snow and ice removal, document it well first. Photos, time records, witnesses - all of these can help. And if the damage is more serious, call the police. They'll make an official record, which is then important to the insurance company. And of course, be sure to report the damage to the insurance company as soon as possible so you can get any compensation.

Everyone loves a white winter, but with it comes responsibility. And those who don't want to end up with an empty wallet should take proper care of their property and keep it in a safe condition for everyone.

In conclusion, we recommend you to focus on these three key points:
1. Having a quality management of your property with everything that goes with it - including administration
2. Having adequate third party liability insurance - beware of underinsurance
3. Do not underestimate timely snow clearance and maintenance of a safe environment

If you are hesitant or unsure whether you have the three areas mentioned above properly covered, we will be happy to help. If you are interested, we are ready to provide you with the service of a professional administrator who will both ensure that everything is set up properly and then oversee everything afterwards.